I love a high-end smartphone, and I'm sure you do too.  We all love the bells, whistles, and goodies that come from devices like the HTC One, Samsung Galaxy S 4, and Apple iPhone 5.  But not everyone needs a high-end smartphone, and for those that can get by with a nice little mid-range device, the T-Mobile Nokia Lumia 521 is an awesome choice.  Available for $150 with NO contract at T-Mobile stores, the Lumia 521 sports a 1 GHz dual-core Snapdragon S4 CPU, 4-inch display (480x800 pixels), 5-megapixel camera with 720p HD recording, a 1,430 mAh battery, HSPA+ 21 Mbps connectivity, and Windows Phone 8.

One of the benefits of Windows Phone 8 is its ability to run well on all types of hardware, and despite not being as feature-packed as the Lumia 920, the Nokia Lumia 521 is a great choice.