Nokia's N95 is the grandfather of the modern superphone.  5MP camera, VGA video capture, GPS, WiFi, 3G, 3.5mm headphone jack ... you name it, chances are the n95 does it.  So why does it only rank fifth on this list?  It's got an LED flash assist light, and not a true Xenon flash.  In good light, though, the N95's photos are spectacular.