Normally when you buy a new phone from Verizon, you've got 30 days to add insurance if you want it. Every once in a while, though, Verizon offers open enrollment so that folks who passed on insurance previously can add it, and today another one of those periods kicked off.

Verizon today began open enrollment for its device insurance. With Total Mobile Protection, you can pay $15 per month to cover your device for loss, damage, theft, post-warranty defects, 24/7 claims, and a Tech Coach service that'll get you one-tap access to experts who can help you with things like transferring content and troubleshooting error messages.

Verizon Protect is priced at $17 per month for a device and includes all of the features of Total Mobile Protection as well as Digital Secure, a suite of privacy and security tools like anti-virus and anti-malware. Also included is Call Filter, Verizon's spam call detection service.

If neither of those options appeal to you, Verizon does offer a few other insurance options. Total Equipment Coverage is $11 per device per month and covers loss, theft, damage, post-warranty defects, and unlimited cracked screen repair for select smartphones.

There's also Wireless Phone Protection for $6.85 per device per month that includes all the features of Total Equipment Coverage except for post-warranty defects and battery replacement. And finally, Extended Warranty is $5 per device per month and covers post-warranty defects including battery replacement.

Open enrollment will be available through July 20, so you've got some time to examine all of Verizon's insurance plans so you can choose the best one for you. You can go here to view a handy chart comparing the features of each one.