Phones are getting expensive! While companies would argue that they're putting even more advanced technologies in the devices to help justify those rising costs, it really just comes down to the fact that the devices are the default these days. Smartphones aren't the handsets only business people use anymore, with a whole slate of dumb phones available all over the place. Companies like Apple, Samsung, LG, and even OnePlus know we want smartphones, and we'll pay for them.

And now they know we'll pay over $1,000 in some cases.

I asked you not too long ago if you're going to be an early adopter of foldable smartphones, and pointed out that the price tag for Samsung's (and LG's) first foldable devices is going to be pretty high. A new report has basically confirmed that, saying the new device from Samsung is going to retail for around $1,700. We don't know anything about the specs, but with a price tag that high we can hope it's not only because of the foldable display. Fingers crossed for a lot of RAM and built-in storage, too, and Samsung's standard for camera tech.

But, it's not like $1,700 is all that crazy. Right now you can pick up an iPhone XS Max with 512GB of storage for $1,449.00. And I imagine we'll see other expensive smartphones next year, too.

Payment plans, either from the smartphone manufacturers directly or from wireless carriers, should make that higher price tag a bit easier to accept. But that may not be the case for families with multiple lines on a single account. The carriers offer up a set amount of money, a spending limit, for an account and these expensive phones can eat into that total price pretty quickly.

You can pick up a pair of iPhone XR handsets for the price of one 512GB iPhone XS Max, for instance. So, in 2018, onesmartphone can reduce the spending limit on an account pretty quickly. So maybe sticking with the less expensive options make even more sense these days.

So I'm curious: Whether it's meant to save money up front, or just reduce the number of monthly payments and ease the burden on a spending limit, are you sticking with less expensive handsets these days? Or are you still going all-in with the most expensive options because you want all of the high-end features as possible? Let me know!