If you've ever daydreamed about getting rich from writing a popular iPhone App, it's time to stop fantasizing and put your money where your mouth is.

The third iPhone 3.0 Beta is out. (They've already issued three of these? Jeez, it seems like just yesterday when they unveiled it.) If you paid to be in the developers program, you?re all set to download. Gizmodo and iPod touch Fans say that tweaks include speed improvements and spotlight search saving.

If you haven't joined yet, what are you waiting for? If a 9-year-old can write an iPhone app, then what's stopping you?